/* Fonts: Cormorant Garamond and Jost (SIL Open Font License), served from this site */
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@font-face{font-family:'Cormorant Garamond';font-style:italic;font-weight:300;font-display:swap;src:url(/assets/fonts/cormorant-latin-25e30982.woff2) format('woff2');unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;}
@font-face{font-family:'Cormorant Garamond';font-style:italic;font-weight:400;font-display:swap;src:url(/assets/fonts/cormorant-latin-ext-a89ed22c.woff2) format('woff2');unicode-range:U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;}
@font-face{font-family:'Cormorant Garamond';font-style:italic;font-weight:400;font-display:swap;src:url(/assets/fonts/cormorant-latin-25e30982.woff2) format('woff2');unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;}
@font-face{font-family:'Cormorant Garamond';font-style:normal;font-weight:300;font-display:swap;src:url(/assets/fonts/cormorant-latin-ext-90768204.woff2) format('woff2');unicode-range:U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;}
@font-face{font-family:'Cormorant Garamond';font-style:normal;font-weight:300;font-display:swap;src:url(/assets/fonts/cormorant-latin-2fed1d1b.woff2) format('woff2');unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;}
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@font-face{font-family:'Cormorant Garamond';font-style:normal;font-weight:500;font-display:swap;src:url(/assets/fonts/cormorant-latin-ext-90768204.woff2) format('woff2');unicode-range:U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;}
@font-face{font-family:'Cormorant Garamond';font-style:normal;font-weight:500;font-display:swap;src:url(/assets/fonts/cormorant-latin-2fed1d1b.woff2) format('woff2');unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;}
@font-face{font-family:'Cormorant Garamond';font-style:normal;font-weight:600;font-display:swap;src:url(/assets/fonts/cormorant-latin-ext-90768204.woff2) format('woff2');unicode-range:U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;}
@font-face{font-family:'Cormorant Garamond';font-style:normal;font-weight:600;font-display:swap;src:url(/assets/fonts/cormorant-latin-2fed1d1b.woff2) format('woff2');unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;}
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@font-face{font-family:'Cormorant Garamond';font-style:normal;font-weight:700;font-display:swap;src:url(/assets/fonts/cormorant-latin-2fed1d1b.woff2) format('woff2');unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;}
@font-face{font-family:'Jost';font-style:normal;font-weight:300;font-display:swap;src:url(/assets/fonts/jost-latin-ext-5054f2c4.woff2) format('woff2');unicode-range:U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;}
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/* ══════════════════════════════════════════════════════════════
   Norton & Quay Tax Law — site stylesheet
   Palette and typography preserved from the original site.
   Gold is split into three tokens so that text always meets
   WCAG 2.1 AA while the decorative brand gold is unchanged.
   ══════════════════════════════════════════════════════════════ */

:root{
  --navy:#1B2A41;
  --gold:#94714B;        /* brand gold — rules, borders, decoration only */
  --gold-ink:#7A5C3C;    /* gold text on light backgrounds (5.5:1 on cream) */
  --gold-light:#B8956A;  /* gold text on dark backgrounds (5.2:1 on navy) */
  --gold-solid:#7A5C3C;  /* solid gold buttons — white text is 6.1:1 */
  --cream:#F5F2ED;
  --dark:#0F1419;
  --navy-light:#2C4266;
  --cream-dark:#E8E3DA;
  --text-body:#3A3A3A;
  --text-muted:#5F5F5F;
  --rule:rgba(27,42,65,.14);
  --serif:'Cormorant Garamond',Georgia,serif;
  --sans:'Jost',-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;
  --wrap:1180px;
  --read:720px;
  --header-h:80px;
}

*,*::before,*::after{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;scroll-padding-top:calc(var(--header-h) + 16px)}
body{
  font-family:var(--sans);
  font-weight:300;
  font-size:17px;
  line-height:1.75;
  color:var(--text-body);
  background:var(--cream);
  -webkit-font-smoothing:antialiased;
  -moz-osx-font-smoothing:grayscale;
}
img{max-width:100%;height:auto;display:block}
a{color:inherit}
::selection{background:var(--gold-ink);color:#fff}

/* visible focus everywhere, including where a custom style is applied */
a:focus-visible,button:focus-visible,input:focus-visible,
select:focus-visible,textarea:focus-visible,[tabindex]:focus-visible{
  outline:3px solid var(--gold-ink);outline-offset:2px;
}
.on-dark a:focus-visible,.site-footer a:focus-visible,.hero a:focus-visible,
.cta-band a:focus-visible,.page-head a:focus-visible,.sec-navy a:focus-visible{
  outline-color:var(--gold-light);
}
main:focus{outline:none}

.wrap{max-width:var(--wrap);margin:0 auto;padding:0 32px}
.read{max-width:var(--read);margin:0 auto}

/* ─── skip link ─── */
.skip{position:absolute;left:-9999px;top:0;background:var(--navy);color:#fff;padding:12px 20px;z-index:999}
.skip:focus{left:0}

/* ─── HEADER ─── */
.site-header{
  position:sticky;top:0;z-index:100;
  background:var(--cream);
  border-bottom:1px solid var(--rule);
}
@supports (backdrop-filter:blur(1px)){
  .site-header{background:rgba(245,242,237,.96);backdrop-filter:saturate(180%) blur(14px);-webkit-backdrop-filter:saturate(180%) blur(14px)}
  .site-header.on-dark{background:rgba(15,20,25,.97)}
}
.site-header.on-dark{background:#12171C;border-bottom-color:rgba(184,149,106,.24)}
.header-inner{
  max-width:var(--wrap);margin:0 auto;padding:0 32px;
  height:var(--header-h);display:flex;align-items:center;justify-content:space-between;gap:32px;
}
.brand{display:flex;align-items:center;text-decoration:none;flex-shrink:0}
.brand-text{display:flex;flex-direction:column;line-height:1.1}
.brand-name{font-family:var(--serif);font-size:20px;font-weight:500;letter-spacing:.04em;color:var(--navy)}
.brand-sub{font-family:var(--sans);font-size:12px;letter-spacing:.18em;text-transform:uppercase;color:var(--gold-ink);margin-top:3px}
.on-dark .brand-name{color:var(--cream)}
.on-dark .brand-sub{color:var(--gold-light)}

.nav{display:flex;align-items:center;gap:30px}
.nav a{
  font-family:var(--sans);font-size:12.5px;font-weight:400;letter-spacing:.13em;
  text-transform:uppercase;color:var(--navy);text-decoration:none;
  position:relative;padding:10px 0;transition:color .25s;white-space:nowrap;
}
.on-dark .nav a{color:rgba(245,242,237,.92)}
.nav a::after{
  content:'';position:absolute;left:0;bottom:4px;width:0;height:1px;
  background:var(--gold);transition:width .3s ease;
}
.nav a:hover::after,.nav a[aria-current="page"]::after,.nav a[aria-current="true"]::after{width:100%}
.nav a:hover{color:var(--gold-ink)}
.nav a[aria-current="page"],.nav a[aria-current="true"]{color:var(--gold-ink)}
.on-dark .nav a:hover,.on-dark .nav a[aria-current="page"],.on-dark .nav a[aria-current="true"]{color:var(--gold-light)}

.nav-cta{
  border:1px solid var(--gold-ink);padding:11px 20px !important;
  color:var(--gold-ink) !important;transition:background .3s,color .3s;
}
.on-dark .nav-cta{border-color:var(--gold-light);color:var(--gold-light) !important}
.nav-cta::after{display:none}
.nav-cta:hover{background:var(--gold-solid);color:#fff !important;border-color:var(--gold-solid)}

/* dropdown */
.has-sub{position:relative}
.sub{
  position:absolute;top:calc(100% + 14px);left:50%;transform:translateX(-50%) translateY(-8px);
  background:#fff;border:1px solid var(--rule);box-shadow:0 18px 50px rgba(27,42,65,.14);
  min-width:290px;padding:10px 0;opacity:0;visibility:hidden;transition:.28s ease;
}
.has-sub:hover .sub,.has-sub:focus-within .sub{opacity:1;visibility:visible;transform:translateX(-50%) translateY(0)}
.sub a{
  display:block;padding:11px 24px;font-size:12.5px;letter-spacing:.06em;
  text-transform:none;color:var(--navy) !important;font-weight:300;
}
.sub a::after{display:none}
.sub a:hover{background:var(--cream);color:var(--gold-ink) !important}

/* mobile nav */
.nav-toggle{display:none;background:none;border:0;cursor:pointer;padding:12px;color:var(--navy)}
.on-dark .nav-toggle{color:var(--cream)}
.nav-toggle span{display:block;width:24px;height:1px;background:currentColor;margin:6px 0;transition:.3s}
.nav-toggle[aria-expanded="true"] span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.nav-toggle[aria-expanded="true"] span:nth-child(2){opacity:0}
.nav-toggle[aria-expanded="true"] span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

@media(max-width:1024px){
  .nav{
    position:fixed;inset:var(--header-h) 0 auto 0;background:var(--cream);
    flex-direction:column;align-items:stretch;gap:0;padding:16px 0 32px;
    border-bottom:1px solid var(--rule);max-height:calc(100vh - var(--header-h));overflow-y:auto;
    transform:translateY(-12px);opacity:0;visibility:hidden;pointer-events:none;transition:.3s;
  }
  .nav.open{transform:translateY(0);opacity:1;visibility:visible;pointer-events:auto}
  .nav a{padding:15px 32px;font-size:13px;border-bottom:1px solid rgba(27,42,65,.06);color:var(--navy) !important}
  .nav a::after{display:none}
  /* CRITICAL: sub-menus must stay hidden while the nav itself is closed, or they
     remain hit-testable and focusable as an invisible overlay across the page. */
  .sub{
    position:static;transform:none;box-shadow:none;border:0;
    background:rgba(27,42,65,.03);min-width:0;padding:0;
    opacity:0;visibility:hidden;
  }
  .nav.open .sub{opacity:1;visibility:visible}
  .sub a{padding-left:52px;font-size:12.5px}
  .has-sub:hover .sub,.has-sub:focus-within .sub{transform:none}
  .nav:not(.open) .has-sub:hover .sub,.nav:not(.open) .has-sub:focus-within .sub{opacity:0;visibility:hidden}
  /* The open nav panel is cream even on pages whose header is .on-dark, so the
     CTA must revert to the on-light gold or it drops to 2.49:1 against cream. */
  .nav-cta,.on-dark .nav-cta{
    margin:20px 32px;text-align:center;padding:15px 20px !important;
    color:var(--gold-ink) !important;border-color:var(--gold-ink);
  }
  .nav-toggle{display:block}
}

/* very narrow phones: keep the masthead inside 320px */
@media(max-width:400px){
  .wrap{padding:0 18px}
  .header-inner{padding:0 14px;gap:8px}
  .brand-name{font-size:17px}
  .brand-sub{font-size:12px;letter-spacing:.09em}
  .nav-toggle{padding:12px 4px}
  .btn{padding:15px 22px;letter-spacing:.14em}
  .card{padding:34px 22px}
  .fs{padding:24px 20px}
  .article{padding:52px 0 64px}
  .sec{padding:64px 0}
}

/* ─── HERO (home) ─── */
.hero{
  min-height:min(88vh,760px);background:var(--dark);
  display:flex;flex-direction:column;align-items:center;justify-content:center;
  text-align:center;padding:96px 24px;position:relative;overflow:hidden;
}
.hero::before{
  content:'';position:absolute;inset:0;pointer-events:none;
  background:
    radial-gradient(ellipse at 20% 50%,rgba(27,42,65,.6) 0%,transparent 60%),
    radial-gradient(ellipse at 80% 30%,rgba(148,113,75,.09) 0%,transparent 50%);
}
.hero-content{position:relative;z-index:2;max-width:880px}
.hero-logo{width:300px;max-width:74vw;margin:0 auto 40px;opacity:0;animation:fadeUp .7s ease-out .05s forwards}
.hero-divider{width:60px;height:1px;background:var(--gold-light);margin:0 auto 34px;opacity:0;animation:fadeUp .7s ease-out .15s forwards}
.hero-announce{
  font-size:12.5px;letter-spacing:.34em;text-transform:uppercase;color:var(--gold-light);
  margin-bottom:22px;opacity:0;animation:fadeUp .7s ease-out .2s forwards;
}
.hero-tagline{
  font-family:var(--serif);font-weight:300;font-size:clamp(24px,3.4vw,40px);
  color:rgba(245,242,237,.95);line-height:1.42;max-width:720px;margin:0 auto 44px;
  opacity:0;animation:fadeUp .7s ease-out .3s forwards;
}
.hero-actions{display:flex;gap:18px;justify-content:center;flex-wrap:wrap;opacity:0;animation:fadeUp .7s ease-out .4s forwards}

/* ─── buttons ─── */
.btn{
  display:inline-block;font-family:var(--sans);font-size:12.5px;font-weight:400;
  letter-spacing:.18em;text-transform:uppercase;text-decoration:none;
  padding:16px 34px;border:1px solid var(--gold-ink);color:var(--gold-ink);
  background:transparent;transition:background .3s,color .3s,border-color .3s;cursor:pointer;
}
.btn:hover{background:var(--gold-solid);color:#fff;border-color:var(--gold-solid)}
.btn-solid{background:var(--gold-solid);color:#fff;border-color:var(--gold-solid)}
.btn-solid:hover{background:var(--navy);border-color:var(--navy);color:#fff}
.btn-navy{border-color:var(--navy);color:var(--navy)}
.btn-navy:hover{background:var(--navy);color:var(--cream);border-color:var(--navy)}
/* gold buttons sitting on dark backgrounds */
.hero .btn,.cta-band .btn,.sec-navy .btn,.page-head .btn{border-color:var(--gold-light);color:var(--gold-light)}
.hero .btn:hover,.cta-band .btn:hover,.sec-navy .btn:hover,.page-head .btn:hover{background:var(--gold-light);color:var(--dark)}
.hero .btn-solid,.cta-band .btn-solid{background:var(--gold-light);border-color:var(--gold-light);color:#14181C}
.hero .btn-solid:hover,.cta-band .btn-solid:hover{background:var(--cream);border-color:var(--cream);color:var(--dark)}

/* ─── page header (interior) ─── */
.page-head{background:var(--navy);color:var(--cream);padding:86px 0 74px;position:relative;overflow:hidden}
.page-head::after{
  content:'';position:absolute;inset:0;pointer-events:none;
  background:radial-gradient(ellipse at 78% 20%,rgba(148,113,75,.14) 0%,transparent 55%);
}
.page-head .wrap{position:relative;z-index:2}
.page-head .section-label{color:var(--gold-light)}
.page-head h1{
  font-family:var(--serif);font-weight:300;font-size:clamp(34px,5vw,58px);
  line-height:1.15;color:var(--cream);max-width:15ch;margin-bottom:0;
}
.page-head h1.wide{max-width:22ch}
.page-head .lede{
  font-family:var(--serif);font-size:clamp(19px,2.1vw,24px);font-weight:300;
  color:rgba(245,242,237,.88);line-height:1.55;max-width:62ch;margin-top:26px;
}

/* breadcrumbs */
.crumbs{font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:rgba(245,242,237,.72);margin-bottom:22px}
.crumbs a{color:rgba(245,242,237,.82);text-decoration:none;transition:color .25s;display:inline-block;padding:6px 2px}
.crumbs a:hover{color:var(--gold-light);text-decoration:underline}
.crumbs span{margin:0 10px;color:rgba(245,242,237,.55)}

/* ─── generic sections ─── */
section{position:relative}
.sec{padding:96px 0}
.sec-tight{padding:68px 0}
.sec-cream{background:var(--cream)}
.sec-white{background:#fff}
.sec-navy{background:var(--navy);color:rgba(245,242,237,.9)}
.sec-band{background:var(--cream-dark)}

.section-label{
  font-size:12px;letter-spacing:.32em;text-transform:uppercase;
  color:var(--gold-ink);margin-bottom:20px;font-weight:400;
}
.sec-navy .section-label{color:var(--gold-light)}
h2{
  font-family:var(--serif);font-weight:300;font-size:clamp(28px,3.6vw,42px);
  line-height:1.22;color:var(--navy);margin-bottom:26px;
}
.sec-navy h2{color:var(--cream)}
h3{font-family:var(--serif);font-weight:500;font-size:23px;line-height:1.3;color:var(--navy);margin-bottom:12px}
.sec-navy h3{color:var(--cream)}
.label-h{font-family:var(--sans);font-weight:500;font-size:12px;letter-spacing:.2em;
  text-transform:uppercase;color:var(--gold-ink);margin-bottom:12px}
.sec-navy .label-h,.site-footer .label-h{color:var(--gold-light)}
p{margin-bottom:20px}
p:last-child{margin-bottom:0}
.lead{font-family:var(--serif);font-size:clamp(20px,2.2vw,26px);font-weight:300;line-height:1.55;color:var(--navy)}
.rule{width:60px;height:1px;background:var(--gold);margin:0 0 34px}
.rule-c{margin-left:auto;margin-right:auto}
.sec-navy .rule{background:var(--gold-light)}

/* ─── card grids ─── */
.grid{display:grid;gap:2px;background:var(--rule)}
.grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}
.grid-2{grid-template-columns:repeat(2,minmax(0,1fr))}
.grid-4{grid-template-columns:repeat(4,minmax(0,1fr))}
@media(max-width:980px){.grid-3,.grid-4{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:660px){.grid,.grid-2,.grid-3,.grid-4{grid-template-columns:minmax(0,1fr)}}
/* no empty cells: a trailing odd card fills the row */
.grid-2>:last-child:nth-child(odd){grid-column:1/-1}
@media(min-width:981px){.grid-4>:last-child:nth-child(4n+1){grid-column:1/-1}}
@media(max-width:980px) and (min-width:661px){.grid-3>:last-child:nth-child(odd),.grid-4>:last-child:nth-child(odd){grid-column:1/-1}}
@media(max-width:660px){.grid-2>:last-child:nth-child(odd){grid-column:auto}}

.card{background:var(--cream);padding:44px 36px;transition:background .35s;text-decoration:none;display:block;color:inherit}
.sec-white .card{background:#fff}
.card:hover{background:#fff}
.sec-white .card:hover{background:var(--cream)}
a.card:hover h3{color:var(--gold-ink)}
.sec-navy a.card:hover h3{color:var(--gold-light)}
.card h3{transition:color .3s;margin-bottom:14px}
.card p{font-size:15.5px;line-height:1.72;color:var(--text-muted)}
.sec-navy .card p{color:rgba(245,242,237,.86)}
.card-more{
  display:inline-block;margin-top:20px;font-size:12px;letter-spacing:.18em;
  text-transform:uppercase;color:var(--gold-ink);line-height:2;
}
.sec-navy .card-more{color:var(--gold-light)}
.card-more::after{content:' \2192';transition:margin .3s}
a.card:hover .card-more::after{margin-left:5px}
.card-num{font-family:var(--serif);font-size:34px;color:var(--gold-ink);opacity:.75;line-height:1;margin-bottom:16px;display:block}

/* ─── two-column feature ─── */
.split{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:78px;align-items:center}
.split-portrait{grid-template-columns:minmax(0,.85fr) minmax(0,1.15fr)}
@media(max-width:900px){.split,.split-portrait{grid-template-columns:minmax(0,1fr);gap:44px}}
.portrait{position:relative}
.portrait img{width:100%;filter:grayscale(100%) contrast(1.04);transition:filter .6s}
.portrait:hover img{filter:grayscale(0%)}
.portrait::after{content:'';position:absolute;inset:16px -16px -16px 16px;border:1px solid var(--gold);z-index:-1}

/* ─── checklists ─── */
.ticks{list-style:none}
.ticks li{position:relative;padding-left:30px;margin-bottom:14px;font-size:16px;line-height:1.7}
.ticks li>a{display:inline-block;padding:4px 0}
.ticks li::before{content:'';position:absolute;left:0;top:11px;width:12px;height:1px;background:var(--gold)}

/* ─── article body ─── */
.article{padding:76px 0 90px}
.article .read>p{font-size:17.5px;line-height:1.82;margin-bottom:24px}
.article h2{font-size:clamp(25px,3vw,32px);margin:52px 0 20px}
.article h3{font-size:21px;margin:38px 0 14px}
.article ul,.article ol{margin:0 0 24px 22px}
.article li{margin-bottom:11px;line-height:1.78}
.article strong{font-weight:500;color:var(--navy)}
.article em{font-style:italic}
.article a:not(.btn){color:var(--gold-ink);text-decoration:none;border-bottom:1px solid rgba(122,92,60,.5)}
.article a:not(.btn):hover{border-bottom-color:var(--gold-ink)}
.standfirst{
  font-family:var(--serif);font-size:clamp(20px,2.3vw,25px);font-weight:300;
  line-height:1.55;color:var(--navy);margin-bottom:34px;
}
.pullquote{
  border-left:2px solid var(--gold);padding:6px 0 6px 28px;margin:40px 0;
  font-family:var(--serif);font-size:24px;font-weight:300;line-height:1.45;color:var(--navy);
}
.callout{
  background:var(--cream-dark);border-left:2px solid var(--gold);
  padding:30px 34px;margin:38px 0;font-size:16px;
}
.article .callout h3{font-family:var(--sans);font-weight:500;font-size:12px;letter-spacing:.2em;
  text-transform:uppercase;color:var(--gold-ink);margin:0 0 10px}
.byline{
  display:flex;align-items:center;gap:16px;margin:0 0 42px;padding:22px 0;
  border-top:1px solid var(--rule);border-bottom:1px solid var(--rule);
}
.byline img{width:52px;height:52px;border-radius:50%;object-fit:cover;filter:grayscale(100%)}
.byline-text{font-size:14px;line-height:1.5;color:var(--text-muted)}
.byline-text strong{display:block;color:var(--navy);font-weight:500;font-size:15px}

.disclaimer-note{
  margin-top:52px;padding-top:26px;border-top:1px solid var(--rule);
  font-size:13.5px;line-height:1.7;color:var(--text-muted);font-style:italic;
}

/* ─── insight / publication list ─── */
.insight-row{
  display:grid;grid-template-columns:170px minmax(0,1fr);gap:38px;
  padding:38px 0;border-bottom:1px solid var(--rule);text-decoration:none;color:inherit;
  transition:background .3s;
}
a.insight-row:hover{background:rgba(255,255,255,.6)}
a.insight-row:hover h3{color:var(--gold-ink)}
.insight-date{font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-ink);padding-top:6px}
.insight-row h3{margin-bottom:10px;transition:color .3s}
.insight-row p{font-size:15.5px;color:var(--text-muted);margin:0}
.insight-row .outlet{font-size:13.5px;letter-spacing:.03em;color:var(--gold-ink);margin-bottom:10px}
.insight-row .note{font-size:14px;color:var(--text-muted);margin-top:8px}
@media(max-width:720px){.insight-row{grid-template-columns:minmax(0,1fr);gap:10px}.insight-date{padding-top:0}}

/* ─── fact sheet grid ─── */
.fs{background:#fff;border:1px solid var(--rule);padding:30px 28px;transition:border-color .3s}
.fs:hover{border-color:var(--gold)}
.fs h3{font-size:19px;margin-bottom:8px}
.fs p{font-size:14.5px;color:var(--text-muted);margin:0}
.fs .card-more{display:inline-block;padding:6px 0;margin-top:12px}
.fs-tag{font-size:12px;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-ink);display:block;margin-bottom:12px}
.fs-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}
@media(max-width:980px){.fs-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:640px){.fs-grid{grid-template-columns:minmax(0,1fr)}}

/* ─── CTA band ─── */
.cta-band{background:var(--dark);padding:88px 0;text-align:center;position:relative;overflow:hidden}
.cta-band::before{
  content:'';position:absolute;inset:0;pointer-events:none;
  background:radial-gradient(ellipse at 50% 120%,rgba(148,113,75,.16) 0%,transparent 60%);
}
.cta-band .wrap{position:relative;z-index:2}
.cta-band h2{color:var(--cream);max-width:26ch;margin:0 auto 20px}
.cta-band p{color:rgba(245,242,237,.82);max-width:56ch;margin:0 auto 36px;font-size:17px}
.cta-actions{display:flex;gap:18px;justify-content:center;flex-wrap:wrap}
.cta-alt{margin-top:24px;font-size:14px;color:rgba(245,242,237,.58)}
.cta-alt a{color:rgba(245,242,237,.85);text-decoration:none;border-bottom:1px solid rgba(184,149,106,.5);padding:4px 0}
.cta-alt a:hover{color:var(--gold-light);border-bottom-color:var(--gold-light)}

/* ─── contact ─── */
.contact-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:72px}
@media(max-width:900px){.contact-grid{grid-template-columns:minmax(0,1fr);gap:52px}}
.email-hero{font-family:var(--serif);font-weight:500;font-size:clamp(21px,2.6vw,29px);line-height:1.35;overflow-wrap:anywhere}
.email-hero a{color:var(--gold-ink);text-decoration:none;border-bottom:1px solid rgba(122,92,60,.5);padding:2px 0}
.email-hero a:hover{border-bottom-color:var(--gold-ink)}
.form-note{font-size:13.5px;color:var(--text-muted);line-height:1.6;margin-top:18px}
.contact-line{display:flex;flex-wrap:wrap;gap:6px 16px;padding:22px 0;border-bottom:1px solid var(--rule);align-items:baseline}
.contact-line dt{font-size:12px;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-ink);min-width:96px;flex:0 0 auto}
.contact-line dd{font-size:16.5px;color:var(--navy);min-width:0;overflow-wrap:anywhere;flex:1 1 200px}
.contact-line dd a{color:var(--navy);text-decoration:none;border-bottom:1px solid rgba(27,42,65,.3);overflow-wrap:anywhere;display:inline-block;padding:4px 0}
.contact-line dd a:hover{color:var(--gold-ink);border-bottom-color:var(--gold-ink)}
@media(max-width:420px){.contact-line dt{min-width:0;flex-basis:100%}}

/* ─── footer ─── */
.site-footer{background:var(--dark);color:rgba(245,242,237,.8);padding:76px 0 0;font-size:14.5px}
.footer-top{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:48px;padding-bottom:56px}
@media(max-width:900px){.footer-top{grid-template-columns:repeat(2,minmax(0,1fr));gap:40px}}
@media(max-width:560px){.footer-top{grid-template-columns:minmax(0,1fr)}}
.footer-logo{width:170px;margin-bottom:22px}
.site-footer ul{list-style:none}
.site-footer li{margin-bottom:4px}
.site-footer a{color:rgba(245,242,237,.8);text-decoration:none;transition:color .25s;display:inline-block;padding:6px 0}
.site-footer a:hover{color:var(--gold-light);text-decoration:underline}
.footer-bottom{
  border-top:1px solid rgba(245,242,237,.16);padding:30px 0 40px;
  font-size:13px;line-height:1.9;color:rgba(245,242,237,.72);
}
.footer-bottom p{margin-bottom:6px}
.footer-bottom a{padding:6px 2px}

/* ─── reveal ─── */
/* Content is visible by default. Animation only applies when JS is running,
   so nothing is ever hidden from a user (or a crawler) if scripts fail. */
html.js .reveal{opacity:0;transform:translateY(22px);transition:opacity .85s ease-out,transform .85s ease-out}
html.js .reveal.visible{opacity:1;transform:translateY(0)}

@media(prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *,*::before,*::after{
    animation-duration:.001ms !important;animation-iteration-count:1 !important;
    transition-duration:.001ms !important;scroll-behavior:auto !important;
  }
  html.js .reveal{opacity:1 !important;transform:none !important}
  .hero-logo,.hero-divider,.hero-announce,.hero-tagline,.hero-actions{opacity:1 !important}
}
html:not(.js) .hero-logo,html:not(.js) .hero-divider,html:not(.js) .hero-announce,
html:not(.js) .hero-tagline,html:not(.js) .hero-actions{opacity:1;animation:none}

@keyframes fadeUp{from{opacity:0;transform:translateY(24px)}to{opacity:1;transform:translateY(0)}}

/* ─── print ─── */
@media print{
  .site-header,.nav-toggle,.cta-band,.skip,.footer-top,.hero-actions,.crumbs{display:none !important}
  body{background:#fff;color:#000;font-size:11pt;line-height:1.5}
  a{color:#000;text-decoration:underline}
  a[href^="http"]::after{content:" (" attr(href) ")";font-size:8.5pt;color:#444;word-break:break-all}
  /* Browsers drop background colours when printing but keep text colours, so every
     light-on-dark element would otherwise print as invisible ink. Force black on white. */
  *,*::before,*::after{
    color:#000 !important;background-color:transparent !important;
    background-image:none !important;box-shadow:none !important;text-shadow:none !important;
  }
  .section-label,.label-h,.card-more,.insight-date,.fs-tag,.hero-announce,.byline-text,
  .disclaimer-note,.form-note,.footer-bottom,.footer-bottom *,.insight-row .outlet{color:#333 !important}
  .hero{min-height:0;padding:0 0 18pt;border-bottom:1pt solid #000}
  .page-head{padding:0 0 14pt;border-bottom:1pt solid #000}
  .site-footer{border-top:1pt solid #000;padding:14pt 0 0}
  .sec,.article{padding:14pt 0}
  section,.card,article,.insight-row{page-break-inside:avoid}
  h1,h2,h3{page-break-after:avoid}
  .grid{display:block;background:none}
  .card{padding:8pt 0;border-bottom:.5pt solid #999}
  html.js .reveal{opacity:1 !important;transform:none !important}
}

/* ─── v14 additions ─── */
.page-head .case-line{font-size:14.5px;line-height:1.65;letter-spacing:.01em;color:rgba(245,242,237,.84);margin-top:24px;max-width:72ch}
.page-head .case-line em{font-style:italic;color:var(--cream)}
.page-head .case-line .sep{color:var(--gold-light);padding:0 .2em}
.article .byline-text strong a{color:var(--navy);text-decoration:none;border-bottom:1px solid rgba(27,42,65,.25)}
.article .byline-text strong a:hover{border-bottom-color:var(--gold)}
.article .note-share{margin-top:18px;font-size:14px;line-height:1.7;color:var(--text-muted)}
.insight-row .insight-cite{font-size:13.5px;letter-spacing:.02em;color:var(--gold-ink);margin:-2px 0 8px}
.notes-tools{display:none;margin:0 0 22px}
.js .notes-tools{display:block}
.note-search-label{display:block;font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-ink);margin-bottom:10px}
#note-search{width:100%;max-width:560px;font:inherit;font-size:16px;padding:12px 14px;border:1px solid var(--rule);background:#fff;color:var(--text-body);border-radius:0;-webkit-appearance:none;appearance:none}
.note-chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:16px}
.chip{font:inherit;font-size:13px;letter-spacing:.04em;padding:6px 12px;border:1px solid var(--rule);background:transparent;color:var(--navy);cursor:pointer;line-height:1.4}
.chip:hover{border-color:var(--gold)}
.chip[aria-pressed="true"]{background:var(--navy);color:var(--cream);border-color:var(--navy)}
.note-count{font-size:13.5px;color:var(--text-muted);margin-top:12px;min-height:1.3em}
.more-notes summary{cursor:pointer;display:inline-block;margin:26px 0 6px;font-size:12px;letter-spacing:.18em;text-transform:uppercase;color:var(--gold-ink);list-style:none;border-bottom:1px solid rgba(122,92,60,.5)}
.more-notes summary::-webkit-details-marker{display:none}
.more-notes[open] summary{margin-bottom:0}